Understand the problem before choosing the solution.
When a house becomes difficult to manage, the natural reaction is to look for the fastest way out. A better first step is to identify the facts that affect your choices.
For a Baltimore property, that may include ownership, title, occupancy, taxes, liens, condition, notices, insurance, mortgage balance, estate documents or the property location.
Maryland SDAT publishes the tax-sale schedule and homeowner tax-sale assistance resources. Baltimore City has its own procedures, so verify the status and deadlines directly with the appropriate official office.
Questions to answer
- Verify the amount owed — determine what applies before you commit to a strategy.
- Confirm the property status — determine what applies before you commit to a strategy.
- Check official deadlines — determine what applies before you commit to a strategy.
- Ask about assistance — determine what applies before you commit to a strategy.
- Compare payment, redemption and sale options — determine what applies before you commit to a strategy.